Pag-IBIG Fund posted an 11% increase in net income in the first quarter of 2026, reflecting stronger collections and higher investment returns, officials said.
From January to March, net income rose by ₱1.700 billion to ₱16.772 billion, up from the same period last year. The agency attributed the growth to steady performance in its housing loans, short-term loans, and investment portfolio, as well as improved returns from investments.
Investment income surged by 51% to ₱3.033 billion, compared to ₱2.013 billion in the first quarter of 2025.
Department of Human Settlements and Urban Development (DHSUD) Secretary Jose Ramon Aliling, who chairs the Pag-IBIG Fund Board of Trustees, said the strong financial position supports the government’s Expanded Pambansang Pabahay para sa Pilipino (4PH) Program.
As the key financing arm of the Expanded 4PH Program, Pag-IBIG Fund plays a vital role in turning the national housing agenda into real homes for our workers. We shall continue to manage our members’ funds prudently, so that more Filipino families may benefit from housing finance that is affordable, accessible, and sustainable,” Aliling said.
Pag-IBIG Fund’s total assets also grew to ₱1.276 trillion as of March 2026, up 3% or ₱41.735 billion from end-2025 levels.
Pag-IBIG Funds Chief Executive Officer Marilene Acosta said the agency’s strong financial standing allows it to continue offering competitive returns to members while sustaining affordable housing loan programs.
She noted that under its charter, Pag-IBIG returns at least 70% of its annual net income to members through dividends credited to their savings.
Pag-IBIG Fund is owned by its members, the Filipino workers. That is why we remain committed to growing and protecting their savings while ensuring that they have access to affordable home financing,” Acosta added.
She also highlighted the continued subsidized rates under the Expanded 4PH Program, including a 3% interest rate for qualified socialized housing borrowers, aimed at expanding access to homeownership while ensuring the fund’s long-term sustainability.
